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Banking and Finance: One-liner Q&A

September 26, 2025
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Q: Which is the first bank established in India?

A: Bank of Hindustan (1770)

Q: Which is the first presidency bank in India?

A: Bank of Calcutta (1806)

Q: In which year did the three presidency banks merge to form Imperial Bank of India?

A: 1921

Q: Imperial Bank of India was later renamed as?

A: State Bank of India (SBI)

Q: When was the State Bank of India nationalized?

A: 1955

Q: Which is India’s largest public sector bank?

A: State Bank of India

Q: Which is the first Indian bank to open a branch outside India?

A: Bank of India (London, 1946)

Q: Which was the first bank fully managed by Indians?

A: Punjab National Bank (1894)

Q: Which is India’s first commercial bank?

A: Bank of Hindustan

Q: Which bank was the first to introduce an ATM in India?

A: HSBC (1987, Mumbai)

Q: Which bank is known as the banker’s bank?

A: Reserve Bank of India

Q: Headquarters of RBI is located in?

A: Mumbai

Q: Which section of the RBI Act gives RBI the sole right to issue currency?

A: Section 22

Q: When was RBI established?

A: 1 April 1935

Q: When was RBI nationalized?

A: 1 January 1949

Q: Who signs the ₹1 note in India?

A: Finance Secretary

Q: What is Repo Rate?

A: The rate at which RBI lends to commercial banks.

Q: What is Reverse Repo Rate?

A: The rate at which RBI borrows from commercial banks

Q: Which policy is announced by RBI twice a year?

A: Monetary Policy

Q: In which year were 14 major banks nationalized?

A: 1969

Q: In which year were 6 more banks nationalized?

A: 1980

Q: Total number of public sector banks in India (2025)?

A: 12

Q: Which was the first bank to be nationalized in India?

A: Imperial Bank of India (later SBI)

Q: Which is India’s second-largest public sector bank?

A: Punjab National Bank

Q: Name the first women’s bank in India.

A: Bharatiya Mahila Bank

Q: Bharatiya Mahila Bank merged with which bank in 2017?

A: State Bank of India

Q: Which public sector bank is headquartered in Kolkata?

A: UCO Bank

Q: Headquarters of Punjab National Bank is located in?

A: New Delhi

Q: Headquarters of Bank of Baroda is located in?

A: Vadodara, Gujarat

Q: NABARD stands for?

A: National Bank for Agriculture and Rural Development

Q: NABARD was established in which year?

A: 1982

Q: SEBI stands for?

A: Securities and Exchange Board of India

Q: SEBI was given statutory powers in which year?

A: 1992

Q: IRDAI regulates which sector?

A: Insurance sector

Q: IRDAI stands for?

A: Insurance Regulatory and Development Authority of India

Q: NHB stands for?

A: National Housing Bank

Q: Which organization manages mutual funds in India?

A: AMFI (Association of Mutual Funds in India)

Q: Which body regulates the stock market in India?

A: SEBI

Q: UPI stands for?

A: Unified Payments Interface

Q: UPI was launched in which year?

A: 2016

Q: Which organization developed UPI?

A: NPCI

Q: RTGS stands for?

A: Real-Time Gross Settlement

Q: Which is the first payments bank in India?

A: Airtel Payments Bank

Q: Which bank launched India's first mobile banking service?

A: ICICI Bank

Q: Which company owns the digital wallet Paytm?

A: One97 Communications

Q: Which Indian digital payment platform crossed 500 million users?

A: PhonePe

Q: Which is India’s oldest stock exchange?

A: Bombay Stock Exchange (BSE)

Q: Where is BSE headquarters located?

A: Mumbai

Q: NSE stands for?

A: National Stock Exchange

Q: SENSEX comprises how many companies?

A: 30 companies

Q: NIFTY 50 is managed by which organization?

A: National Stock Exchange (NSE)

Q: SEBI was formed in which year?

A: 1988

Q: Which stock exchange was Asia's first?

A: Bombay Stock Exchange

Q: Who is called the "Big Bull" of Indian stock market?

A: Rakesh Jhunjhunwala

Q: Which city is known as the financial capital of India?

A: Mumbai

Q: India’s first exchange-traded fund (ETF) was on which commodity?

A: Gold

Q: What does KYC stand for?

A: Know Your Customer

Q: What does IFSC stand for?

A: Indian Financial System Code

Q: India’s first digital rupee was launched in which year?

A: 2022

Q: India’s first digital currency is managed by?

A: RBI

Q: Which Indian bank topped Forbes list of World's Best Banks 2024?

A: HDFC Bank

Q: Which is the world’s largest public sector bank by assets?

A: Industrial and Commercial Bank of China (ICBC)

Q: Which Indian state has the maximum number of rural bank branches?

A: Uttar Pradesh

Q: Which Indian bank launched the first green bond?

A: Yes Bank

Q: Which is India’s first universal bank?

A: ICICI Bank

Q: Which bank introduced the first internet banking service in India?

A: ICICI Bank

Q: Which is India’s first small finance bank?

A: Capital Small Finance Bank

Q: Which is India’s first cooperative bank to get a commercial license?

A: Saraswat Bank

Q: The apex body regulating money supply in India is:

A: RBI

Q:Which bank pioneered the concept of mobile wallets in India?

A:Paytm Payments Bank

Q: Which bank is called the Apex Housing Bank of India?

A: NHB

Q: Which body recommends licensing of new banks in India?

A: RBI

Q: Which bank is known as the Banker to Banks?

A: RBI

Q: The full form of NABARD is:

A: National Bank for Agriculture and Rural Development

Q: Which bank regulates Regional Rural Banks?

A: NABARD

Q: NABARD was established in which year?

A: 1982

Q: NHB stands for:

A: National Housing Bank

Q: SIDBI is primarily related to:

A: Small-scale industries

Q: India Post Payments Bank (IPPB) is an initiative of:

A: India Post (Government of India)

Q: Ownership ratio of RRBs is:

A: 50:15:35

Q: The ₹1 note is issued by:

A: Ministry of Finance

Q: RBI issues currency notes except for:

A: ₹1 notes